How to repay

The easiest and most convenient way to repay your loan is through a debit order.

When your loan is approved, we automatically arrange a debit order from your verified bank account.

On your repayment date, the agreed amount will be deducted securely and automatically — no need to log in or remember to pay manually.

Before your repayment date:

• Make sure there are enough funds in your account to cover your payment.
• You’ll receive a reminder by SMS or email before the debit order is processed.
• If your repayment date falls on a weekend or public holiday, your payment may be processed on the next business day.

This option is great if you want peace of mind and zero effort every month.

Prefer to repay early or make a manual payment? No problem!

You can easily do it anytime through your Spring Loans online account.

1. Log in to your account at https://springloans.com/user/login.
2. Go to the “Repay” section.
3. Choose your payment method and follow the prompts.

Manual repayment gives you full control — perfect if you want to clear your balance sooner and save on interest.

If you’re paying by card, follow these quick steps:
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STEP 1:

Press “Repay” on your loan page.

STEP 2:

Select Card (Visa or Mastercard) on the payment page.

STEP 3:

Enter your card details carefully:
• Card number
• Expiry date
• Cardholder name (exactly as shown on your card)

Then click Pay Now to confirm your payment.

STEP 4:

If your card is protected by 3D Secure (OTP), your bank will send you a one-time password. Enter this OTP to complete the payment.